How to detect a fake bank alert

How to detect a fake bank alert

Fake bank alert is real and we all must have heard numerous stories of people who received credit alerts after carrying our transactions with other people, and thinking the money is already in their accounts, only to check their account balance or go to the bank to withdraw the money and realize nothing was paid into the account.

In this post, I’ll be telling you how scammers send fake credit alerts to people, and also how to detect if a fake credit alert has been sent to you.

I personally know someone who has experienced this and almost ended his life because of depression. This act carried out by fraudsters is called ‘Fake Bank Alert’ or ‘Alert Flashing’.

Well, some of the methods these scammers use to send fake credit alerts to people has been revealed by a scammer who was caught and handed over to the police.

According to him, this ‘fake credit alert’ scam is carried out using a method called ‘Bulk SMS’. This scam is actually simple to carry out because all the scammer needs is your phone number.

These scammers already have a special ‘high level’ SIM cards crafted specifically for the scamming purposes.

If the scammer gets your phone number, and bank details, they customize a fake SMS which would look exactly like your bank’s credit alert SMS, and then add the amount of money you both agreed on.

And within seconds, you’ll receive an alert that’ll look like it came from your bank. The message will look real and genuine and you won’t suspect a thing!

Another method used by these scammers is through a website called “tunnel.com”, with the use of a virtual private network called “Cyber ghost”.

With this ‘Cyber ghost’ software, scammers can actually hack into any bank, pick alerts from the bank data and send to someone, and the bank will have no idea about it. This is a high level scam often used by scammers who want to defraud someone of millions of naira goods like cars or other expensive products.

And after sending you the message, they’ll quickly take whatever they bought from you and leave.

Now, if you normally carry out business transactions using ‘cashless method’, it’s important to do the following before giving out your product to someone who transferred money to your account.

1. If someone say they transferred money to your account, please make sure that the credit alert you received contains your ‘available bank balance’. If the SMS alert does not contain your available balance, then something is wrong, because any authentic SMS alert from your bank must contain the remaining balance in your account.

2. Simply check your account balance using your bank code or via your mobile app. Don’t just see the alert and conclude the money is in your account. Or if you have an account manager, call him/her and verify if there has been a transaction in your account.

These are some of the methods these scammers use to defraud people, and also ways to find out if you’ve been scammed.

Let’s all be careful when engaging in cashless transactions and internet banking to avoid falling victims of these scams.

Please, if you know other ways these scammers use in defrauding people, kindly type it in the comment section, to create awareness about this bad act and reduce the rate of frauds in Nigeria!

_Opera hub

Austine Ihechukwu

Austine Ihechukwu is a Chemistry Education graduate, a prolific writer, Social and Political Commentator. Austine is a seeker of knowledge and a fitness Enthusiast with interest in Sports, Entertainment, Tourism, Technology, History and Business investments. Mr Austine has over a decade experience in Journalism and freelance writing

This Post Has 20 Comments

  1. Every weekend i used to visit this web site, for the reason that i want enjoyment, as this this website conations truly pleasant funny
    data too.

  2. Howdy! I understand this is kind of off-topic however I needed to ask.
    Does managing a well-established blog like yours take a large amount of work?
    I am brand new to blogging however I do write in my diary every day.
    I’d like to start a blog so I can easily share my experience
    and feelings online. Please let me know if you have any kind
    of ideas or tips for new aspiring bloggers.
    Thankyou! adreamoftrains best hosting

  3. hosting services

    WOW just what I was looking for. Came here by searching for
    web hosting service

  4. This is my first time pay a visit at here and i am genuinely pleassant to read all at single
    place.

  5. This is a topic that is near to my heart… Thank you!
    Exactly where are your contact details though?

  6. cheap flights

    Currently it appears like Drupal is the best blogging platform out there right now.
    (from what I’ve read) Is that what you are using on your blog?

    31muvXS cheap flights

  7. cheap flights

    I like what you guys are up too. This kind of
    clever work and exposure! Keep up the very good works guys I’ve included you guys to my blogroll.
    3aN8IMa cheap flights

  8. hosting services

    I absolutely love your blog and find almost all of your post’s to be
    exactly what I’m looking for. Do you offer guest writers to write content for you personally?
    I wouldn’t mind creating a post or elaborating on a few of
    the subjects you write about here. Again, awesome blog!

  9. cheap flights

    I’m gone to say to my little brother, that he should also pay a quick
    visit this webpage on regular basis to obtain updated from most
    up-to-date reports. yynxznuh cheap flights

  10. cheap flights

    Hey there I am so delighted I found your website, I really found you by error, while I was looking on Aol for something else, Nonetheless I am here now and would just like to say thanks a lot for a marvelous post and a all round
    enjoyable blog (I also love the theme/design), I don’t
    have time to read through it all at the moment but I have book-marked it and also added in your RSS feeds,
    so when I have time I will be back to read more, Please do keep up
    the excellent work. cheap flights 31muvXS

  11. cheap flights

    I really like it when people come together and share views.
    Great website, keep it up!

  12. cheap flights

    First of all I would like to say wonderful blog! I had a quick
    question which I’d like to ask if you do not mind.
    I was curious to know how you center yourself and clear your mind prior to writing.
    I’ve had a tough time clearing my mind in getting my ideas out.
    I truly do enjoy writing but it just seems like the first
    10 to 15 minutes tend to be lost just trying to figure out how to begin. Any
    recommendations or hints? Thank you!

  13. cheap flights

    Hello, its pleasant paragraph regarding media print, we all understand media is a wonderful source of information. cheap flights 3aN8IMa

  14. cheap flights

    I’m really enjoying the design and layout of your website.
    It’s a very easy on the eyes which makes it much more enjoyable
    for me to come here and visit more often. Did
    you hire out a designer to create your theme? Great
    work!

  15. cheap flights

    Hi there, after reading this remarkable article i am also happy to share my experience here with colleagues.

  16. black mass

    Greetings I am so glad I found your blog page, I
    really found you by mistake, while I was browsing on Digg for something else, Nonetheless I am here now and
    would just like to say thanks a lot for a fantastic post and a all round entertaining blog (I also love the
    theme/design), I don’t have time to read it all
    at the moment but I have bookmarked it and also included your RSS feeds, so
    when I have time I will be back to read a lot more, Please do
    keep up the awesome work.

  17. black mass

    Hello! I could have sworn I’ve visited this site before but after going through many of
    the posts I realized it’s new to me. Nonetheless, I’m definitely happy
    I stumbled upon it and I’ll be bookmarking it and checking back often!

  18. I have learn a few good stuff here. Definitely worth bookmarking for revisiting.
    I wonder how a lot attempt you put to make this type of wonderful
    informative website.

Leave a Reply